If you live in Florida, you are no stranger to hurricanes. The memories of the destructive hurricane Ian are still fresh. It had detrimental effects on properties. The damage to property goes over a few million dollars every year due to storms. Besides water and wind damage, hail damage is a serious issue that you have to deal with during storms. It can cause extensive damage to your property and increase the chances of water leaks. Your entire home is at risk from a hail storm, including your roof, siding, exterior walls, and any detached sheds. Under such circumstances, you will have to properly assess the situation, report it to your insurance company, and get your home repaired. It is crucial that you do not delay this. Otherwise, the damage can increase. Also, delaying filing a claim to your insurance company can cause complications in the process. You should not have to pay for the repair expenses even after paying the installments for your insurance. If you are confused and unsure about what to do in case of hail damage, here is all you need to know:
What You Should do In Case of Hail Damage
1. Never delay inspections
Many people are under the impression that a small hailstorm does not require an inspection. However, experts advise against it. You must not wait for signs of damage to appear. Otherwise, cracks or damages will expand, and you will have to put in more effort to fix them and spend more money on repairs. Therefore, you must always inspect your home for possible signs of damage after a hailstorm, irrespective of its magnitude. If you are unsure how to check your home for hailstorm damage, here are a few tips that will help you:
- Always check the sliding. It is one of the most common places in your home that will get damaged due to a hailstorm.
- Inspect the attic for leaks. Hail roof damage is quite common as well. You should look for leaks in the ceiling.
- Look on the ground for pieces of roof shingles. If you do not find any, your roof might be alright. Otherwise, there is a very high chance that your roof has sustained damage.
- You should climb up and check the roof shingles to ensure that you did not sustain hail roof damage. Also, you must check the gutters and the overhangs. Never ignore small holes or cracks. They will expand over time.
- The fans and ducts can sustain damage as well from a hailstorm. You must check them. A visual inspection is sufficient.
- Window glass is prone to cracks and chips during a hailstorm. Carefully inspect all the windows in your home. If you notice large cracks, you should definitely repair them. You do not want the glass to fall down suddenly and injure someone.
2. Click pictures for evidence
After the inspection, most people look for ways to prevent the damage from spreading. Although it is very important, you must remember to click pictures. Most people forget about this in a rush. It is very crucial that you click pictures of the damage. They will act as evidence when you make a claim to your insurance company. Make sure that the pictures are clear and the damage is visible. Also, do not take pictures of only a part of the damage. The entire area should be properly visible. You should consider carrying your phone with you during the inspection. This will allow you to click the pictures instantly. Make sure you take pictures of all the damages to your property. In case the damage is very small, like a dent or chip, mark it with chalk and take pictures. Clicking a few pictures before a hailstorm can be beneficial as you will have ‘Before and After’ images.
Although it ultimately depends on the professionals who visit to inspect the property, it is always better to keep photographs for documentation.
3. Get in touch with a professional restoration company
Many people think that they can restore the damage without any help, but it is always better to call in the experts if you lack professional training. You may end up damaging your home further and that will only increase your expenses. A professional hail damage roof and home restoration company like MBC Restoration Tampa can help. The experts will pay a visit to the site as soon as possible and carefully assess the situation. After inspecting your entire home, they will share an estimate for the repairs. Once you agree to the terms, the experts will immediately start the repair work. The time required for restoration strictly depends on the damage caused. Also, our team will assist you in filing the claim. We will help you to organize all the necessary documents that will ensure the process runs smoothly. You can get in touch with our team at 813-477-2725!
4. File a claim
The insurance policy will cover damages caused due to a hailstorm. However, you will have to ensure that you notify your agent without delay. There is a time limit within which you will have to inform your insurance company. If you fail to notify them within the agreed timeline, your claim may get rejected. Get in touch with your agent in case you are not aware of the time limit. Otherwise, the damage caused due to delays will not be covered under your insurance. For instance, your insurance claim may be rejected if you delay reporting your hail roof damage and it leads to leaks and water damage. An expert will visit the site after you file the claim and assess the condition.
Why choose MBC Restoration Tampa for hail damage restoration?
MBC Restoration Tampa is one of the most trusted names in this industry. The experts are available to provide services to property owners affected by hurricane Ian in Ft. Myers, Venice, North Port, Englewood, Pt Charlotte, Naples, and Estero. We are highly skilled professionals with over 20 years of expertise in providing a multitude of services related to storm damage restoration. Also, we are licensed contractors equipped with all the necessary equipment to deal with any disaster situations and provide the best solution. Here are a few reasons to choose MBC Restoration Tampa over other service providers:
- High standards are maintained at all levels
- Best rates in the market
- Swift and efficient service